Consumer Protection

Group tests 200 top toys, says dozen could be dangerous

A Dora the Explorer guitar, dragster cars with small wheels and finger-fidget desktop magnets are among the toys consumer advocates are warning about as the holiday buying season begins.

Trouble in Toyland

We are about a month away from Christmas and before you hit those stores to find toys for the little ones there are a few tips you should take with you.

"The holiday season is an especially good time to remember some safety tips," said Anne Garinger of Safe Kids of Greater Des Moines.

The Iowa chapter of The Public Interest Research Group (PIRG) spends months scouring the store shelves for toys that can pose a risk to children. This year their list, unfortunately continues to grow. One of the common violations: lead in toys.

Report | Iowa PIRG Education Fund | Consumer Protection

Trouble in Toyland

The 2012 Trouble in Toyland report is the 27th annual Iowa Public Interest Research Group (PIRG) survey of toy safety. In this report, Iowa PIRG provides safety guidelines for consumers when purchasing toys for small children and provides examples of toys currently on store shelves that may pose potential safety hazards. 

News Release | Iowa PIRG Education Fund | Consumer Protection

Survey Finds Dangerous Toys on Store Shelves

Dangerous or toxic toys can still be found on America’s store shelves, according to Iowa Public Interest Research Group’s 27th annual Trouble in Toyland report.

Toy Safety Tips Brochure

This brochure provide you with safety tips to help you buy toys that are safe and avoid toys that may pose a choking, strangulation or toxic hazard. 

Beat High Bank Fees

Banks rely on consumer indifference when they raise fees. They count on consumers not shopping around. They count on consumers not switching banks. Look closely at your statements for the last year. Compare the costs of your accounts both to other accounts at your bank and to accounts at other banks in the area. Know what types of transactions you regularly make. Evaluate accounts with your own needs as a yardstick. Iowa PIRG’s Big Banks, Bigger Fees reports routinely find that small banks and credit unions are not following the big banks’ lead; they still offer many free or low cost accounts.

News Release | Iowa PIRG Education Fund | Consumer Protection

Big Banks Still Hiding Big Fees

A survey of hundreds of banks and credit unions in Iowa and 23 other states found that free checking remains available at more than 6 out of 10 small banks and credit unions but was only found at one-quarter of surveyed big banks (those with over $10 billion in deposits). The survey released today by the Iowa Public Interest Research Group also revealed that fewer than half of branches surveyed obeyed their legal duty to fully disclose fees to prospective customers on the first request, while 12% provided no fee information at all. 

Report | Iowa PIRG Education Fund | Consumer Protection

Bigger Banks, Bigger Fees

We conducted inquiries at 250 banks and 116 credit union branches in 17 states and the District of Columbia and reviews banks fees online in order to determine whether or not banks are complying with the Truth and Savings Act - which requires disclosure of account fees to prospective customers. 

Beat High Bank Fees

Learn how to shop smart and avoid hidden bank fees by using our consumer guide. We provide tips on how to avoid overdraft fees, save money at ATMs, and find free checking. Are you tierd of fees? Then vote with your feet!

Would you knowingly agree to pay a $35 fee each time you used your debit card at point of sale, simply to allow you to purchase a $4 latte with only $2 in your account? Even the banks didn't think so, that's why they made “standard overdraft protection” a feature of your checking account that you didn't need to choose.

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